Simon Hargreaves – Chairman Simon was a main board director at Vanco, the listed communications networking group until his resignation in September2007. From 1994 until early 2007, Simon held the role of Group Finance Director for Vanco plc and he then assumed the position of CEO of Vanco Solutions, the group's main trading business. Simon was instrumental in building Vanco from a £2m revenue business employing 20 staff when he joined, to a business with revenues of over £200m, profits of c£20m and some 800 staff across 30 countries. He was also responsible for the successful listing of the company on the London Stock Exchange in November 2001.”
	Gary Miller-Cheevers – Chief Executive Officer Gary is the Chief Executive and founder of the business. The growth that has been achieved since the business began trading in 2001 is a direct result of Gary’s knowledge and experience of the market and its customers, together with his drive and ambition to grow Elephant Loans into one of the main loan packagers in the industry. Previously Gary was founder of Mezzanine Corp Ltd and also worked for Lloyds Abbey Life and Allied Dunbar.
	Chris Backhouse - Finance Director Chris, FCA, has extensive experience working for and with businesses, ranging in size from start-up to over £100m turnover. He is highly experienced in corporate finance matters, including business acquisitions and disposals, strategic and business planning, as well as venture capital-backed transactions. Chris qualified as a Chartered Accountant in 1981 with KPMG and spent ten years in the accountancy profession, latterly with Ernst & Young, providing financial and business advice to fast-growing clients.

The Audit Committee comprises Simon Hargreaves (Chairman) and Chris Backhouse. It is responsible for ensuring that the financial activities of the group are properly monitored, controlled and reported upon. It meets the external auditors and reviews reports on the scope, results and cost effectiveness of the audit, as well as reviewing the nature and extent of any non-audit services provided. The committee considers the appointment of an external auditor, the audit fee and any issues involving the resignation or dismissal of the auditor and is responsible for discussions with the external auditor, before the audit commences, about the scope and nature of the audit.

The committee also reviews the interim and annual financial statements and discusses any problems arising from the interim and final audits as well as any other matters raised by the auditor. It reviews the Group’s internal control and financial reporting systems, the Company’s statement on internal control systems, and the need for, and implementation of, any internal audit function.

The terms of reference reflect the requirements of recent legislation and are available upon request.

The Remuneration Committee comprises Simon Hargreaves (Chairman), Gary Miller-Cheevers (Chief Executive Officer) and Chris Backhouse. The Chairman of the committee is responsible for reporting to shareholders in compliance with relevant regulatory and legal requirements.

The Committee reviews the performance of the executive directors and sets the scale and structure of their remuneration and that of the senior management on the basis of their service agreements with due regard to the interests of shareholders. It makes recommendations to the full board concerning the allocation of incentive shares to employees. No Director participates in discussions or decisions concerning his own remuneration.

Elephant Loans & Mortgages plc was incorporated in England and Wales with Registered Number 55886214. The company also operates in the United Kingdom.

Memorandum and Articles of Association - PDF (3.1mb)

423,317,191 ordinary shares of 0.03p

Name	Shares	Percentage
Gary Miller-Cheevers	167,000,000	39.45%
Trafalgar Capital Specialized Investment	24,387,865	5.76%

Name	Shares	Percentage
Gary Miller-Cheevers	167,000,000	39.45%
Simon Hargreaves	4,000,000	0.94%
	____________	_____
Total	171,000,000	40.39%

Restrictions on the transfer of the Company’s AIM Securities.

Half Year Results for the six months to 30 September 2007

Elephant Loans & Mortgages plc Annual Report 2007 - PDF (500k)

Elephant Preliminary Results (07 June 2007) - PDF (49kb)

Interim Results for the Six Months to 30 September 2006 - PDF (45kb)

Elephant Loans & Mortgages plc Annual Report 2006 - PDF (1.5mb)

Elephant Loans & Mortgages plc Final Results 2006 - PDF (223kb)

Total Voting Rights - 30th June 2008 3:00pm

Change of Registered Office & Restructuring of Operations - 23 April 2008 7:00 am

Reverse Takeover, Suspension of Trading in Shares & Trading Update – 11 April 2008 4:30 pm

Suspension – Elephant Loans – 11 April 2008 4:30 pm

Admission to Trading of New Shares – 3rd April 2008

Total Voting Rights – 25 March 2008

Directorate change and Membership of the FT Partners Network – 20 March 2008

Issue of Equity & Notification of Significant & Directors' Shareholdings – 7 March 2008

Re Agreement for Rescheduling of Loan Terms & Issue of Equity – 7 March 2008

Total Voting Rights – 29 February 2008

Directorate change & Purchase of Shares by Director – 27 February 2008

Issue of Equity – 15 February 2008

Holding(s) in Company – 13 February 2008

Total Voting Rights – 31 January 2008

Issue of Equity – 28 January 2008

Click here to download Trading Statement 28 Dec 2007 - DOC (31kb)

Click here to download Half Year Results Statement - DOC (50kb)

Change of Adviser (1 November 2007) - PDF (10k)

Trading Statement (26 October 2007) - PDF (10k)

Change of Adviser (09 October 2007) - PDF (10k)

Appointment of Finance Director (09 October 2007) - PDF (10k)

Total Voting Rights (28 September 2007) - PDF (10k)

Issue of Debt Equity (11 September 2007) - PDF (10k)

Major Affinity Partner Agreement (04 September 2007) - PDF (10k)

Holding(s) In Company (31 August 2007) - PDF (10k)

Total Voting Rights (31 August 2007) - PDF (10k)

Record Performance in June & July (30 August 2007) - PDF (10k)

Holding(s) In Company (30 August 2007) - PDF (10k)

Issue of Equity & Notifiable Interests 2nd Replacement (22 August 2007) - PDF (10k)

Issue of Equity & Notifiable Interests Replacement (22 August 2007) - PDF (10k)

Issue of Equity & Notifiable Interests (22 August 2007) - PDF (10k)

AIM Rule 26 Announcement (17 August 2007) - PDF (10k)

Directorate Change (31 July 2007) - PDF (10k)

Holdings In Company Revision to Previous Announcement (20 July 2007) - PDF (10k)

Holdings In Company (20 July 2007) - PDF (10k)

AGM Results (10 July 2007) - PDF (10k)

AGM Statement (10 July 2007) - PDF (10k)

Comment re: Review of the Sub-Prime Mortgage Market by the FSA (04July 2007) - PDF (10k)

Holding(s) In The Company (29 June 2007) - PDF (10k)

Announcement re: Directors' Dealing (28 June 2007) - PDF (10k)

Agreement With Grant Thornton (05 June 2007) - PDF (10kb)

Trading Update (26 March 2007) - PDF (16kb)

Board Changes (26 March 2007) - PDF (17kb)

Capital Gains and Inheritance Tax Notice - PDF (167kb)

Increase in December Loan Enquiries

Total Voting Rights Announcement December 2006

Click here to download Appointment of Company Secretary 12 December 2006 Announcement - PDF (22kb)

Click here to download 6 October 2006 Announcement - PDF (12kb)

Final Admission Document (23 November 2005) - PDF (906kb)

Blomfield Corporate Finance Limited
12 Pepper Street
London
E14 9RP

SVS Securities plc
2 London Wall Buildings
London Wall
London
EC2M 4RR

For further information please contact:
Gary Miller-Cheevers Chief Executive T: 020 8892 2777
Elephant Loans & Mortgages Plc

Press Enquiries
Katie Tzouliadis T: 020 7448 1000
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